What Service Means to Us

One afternoon I left my business card with the owner of a franchise restaurant that I frequent. A couple of months later the owner calls me and asks if I can help him re-finance his business.

'Absolutely.'

So I met with the owners - a husband and wife - and we talked about where I can assist them. They both told me that their monthly payments were quite high and that some months they had a hard time paying bills and employees’ wages. At that time the client’s monthly payments were roughly $20,000 per month.

I requested 2 years of their business financial statements and their personal net-worth statements to review and see how I could best serve them. After reviewing all of their financials and meeting with the clients, we found the owners had a wealth of experience in the restaurant industry; not to mention they also had an extremely loyal and long-term staff. Their financial statement was strong and they managed a very well-run organization with plenty of internal support.

We talked to a few lenders, sent each of them a proposal letter, and got a response from one of the major Canadian banks. The bank ended up financing the deal at a very low interest-rate. The deal dropped their monthly payment to $5,000 per month.

With the savings of $15,000 per month the owners now are finally comfortable in running their business, paying their bills, and are putting more into their savings than ever before. This is our mission. To serve your financial needs and allow you to focus on what matters to you.